Need to Fill the Gaps in Your Medicare Coverage?
If you're on Medicare Parts A and B, you could qualify for Supplemental Medicare Coverage.
Call our specialists today to see if a supplement plan works for you.
Speak with a Licensed Agent
Understanding Medicare Supplemental coverage isn't easy. Our licensed agents are standing by to help you navigate this complex marketplace and get you the coverage you need
Get a Quote
After connecting with a specialist, you'll receive a quote for your new policy and have the option to book. Getting a quote couldn't be simpler.
What is Medicare Supplemental Coverage?
Filling You In On Supplemental Plan
Did you know that you're not completely covered while on Medicare? While Medicare Part A covers hospital stays and Medicare Part B handles doctor visits, there's still copays, deductibles and coinsurance that could mean complicated and costly out-of-pocket expenses.
Medicare Supplemental plans help bridge the gap through private insurance plans to ensure you're getting total coverage at the best cost. Your Health Plan Adviser connects you with a healthcare specialist that can assist you in picking the supplement plan that best fits your needs. Call today to get a quote.
So, What's Covered Under Medicare Supplemental?
While your Medicare Parts A and B cover a majority of your health insurance, each Medicare Supplemental plan covers unique services and supplies that are medically necessary to keep you healthy. Each of the ten plans (A-N) offers specific coverage to meet your health insurance needs. This chart below gives a general overview of some of the most popular offerings available under each Medicare Supplemental plan.
| Plan Letter | A | B | C | D | F | G | K | L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|
| Basic Benefits | 20% Office Copay $50 ER Copay | |||||||||
| Part A Deductible | 50% | 75% | 50% | |||||||
| Skilled Nursing Coinsurance | 50% | 75% | ||||||||
| Part B Deductible | ||||||||||
| Part B Excess | ||||||||||
| Foreign Travel Emergency |
Yes
No
No
No
No
No
Yes
Yes
No
No
No
No
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
Yes
No
No
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
No
Yes
Yes
Yes
50%
50%
No
No
No
Yes
75%
75%
No
No
No
Yes
50%
Yes
No
No
Yes
20% Office Copay
$50 ER Copay
Yes
Yes
No
No
Yes
Still Unsure about Your Medicare Supplemental Coverage?
Call Our Specialists Today to Get Real Answers from a Real Agent
Frequently Asked Questions
What is Medicare Supplemental insurance?
Medicare Supplement Insurance, sometimes called Medigap, is designed to cover gaps in coverage for Medicare parts A and B. This gap coverage often includes copays, co-insurance costs, and deductibles.
Does Medicare Supplement cover my dependents?
Medicare Supplemental Insurance only covers one person. If you and your spouse both want coverage under the supplement, then you must separately apply for policies.
What does Medicare Supplement insurance not cover?
The supplemental policy does not cover:
- Long-term, non-skilled care
- Dental care
- Hearing aids
- Eyeglasses
- Private duty nursing
- Prescription drugs
Am I eligible for Medicare Supplement insurance?
In order to qualify for Medicare Supplement insurance, you must be at least 65 years old, already enrolled in Medicare Part A and Medicare Part B, and hold residency in the state where you would like to apply for the policy*
*Note: in some states you may be under 65 if you have a qualifying disability
When can I enroll in a Medicare Supplement policy?
While you can technically apply for coverage at any time, there is no guarantee your policy application will be approved outside the Open Enrollment window. The Medicare Supplement Open Enrollment period opens the first month you are both 65 and have enrolled in Part B. This period lasts for 6 months.
