Need Health Insurance but Not Sure if You Qualify?
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Health Insurance can be overwhelming. With Your Health Plan Adviser, you can Compare over 13,000 plans to find the best rate and coverage for your needs.
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Skip the paperwork! Our licensed agents are standing by to get you the coverage that works for you. No long forms or surveys to fill out—just answers from a pro.
Get a Quote
After connecting with a specialist, you'll receive a quote for your new policy and have the option to book. Getting a quote couldn't be simpler.
Have Things Recently Changed in Your Life?
You Might Need to Update Your Coverage
Under the Affordable Care Act, customers who have had qualifying life events can make changes to their existing Health Insurance Plans for no additional cost. Do you qualify?
- Have you lost your health insurance coverage due to a job loss?
- Did you recently turn 26 and are no longer covered by your parent’s plan?
- Have you had any major changes in your household? Big life events such as getting married, having a baby or a death in the family qualifies you to make changes to your existing plan
- Have you recently relocated? A new zip code could mean new insurance for you and your family
Nothing So Major but You Still Need Coverage?
No worries! We can help with the small stuff too. Our licensed agents can help you find short term options that will get you covered.
- Are you looking to get insurance for the first time?
- Are you trying to find insurance that fits within your budget?
- Do you need to bridge a temporary gap in your coverage?
- Are you seeking alternatives to COBRA?
- Are you searching for plans with a PPO network?
Health Insurance Can Be Confusing!
Call Us Now to Find the Plan that Makes Sense for You
Frequently Asked Questions
What is Open Enrollment?
Open enrollment is a period each year when you can apply for health insurance coverage for the following year. Open enrollment is from November 1 to January 15 every year.
If I miss Open Enrollment, can I still get health insurance?
Do I qualify for a Special Enrollment period?
Life events that make you eligible for changing health insurances outside the Open Enrollment include:
- Job loss and loss of benefits
- Getting married
- Gaining a dependent or becoming one
- Death of a member of your household
- Relocation to a new zip code
- Turning 26 and losing coverage from your parents' plan
- Newly gained citizenship
- Newly released from incarceration
- Recently admitted to a federally recognized indigenous tribe
Do I have non-COBRA options for my health insurance plan?
Yes! Our specialists can walk you through all of your options, which includes short term coverage, coverage under a spouse's plan, and more. A quick call can help demystify the process for you.
What is PPO insurance?
Preferred provider organization insurance is a type of coverage where a network of approved medical providers contract with the insurance company to offer lower cost to policy holders. PPOs allow for flexibility to see both in network and out of network providers
What is HMO insurance?
Health maintenance organization insurance is similar to PPO insurance. However, in an HMO plan you are required to have a primary care physician who must provide you with referrals to see specialists and all physicians must be in-network.
What is EPO insurance?
Exclusive provider organization insurance, like HMO, only covers visits to in-network providers except in situations of emergency care. However, you do not need to have a primary care physician, nor do you need referrals to see specialists.
What is POS insurance?
Point of service insurance is an insurance plan that requires you to have a primary care physician and get referrals from them every time you go to see a specialist. This plan also covers some out of network providers.
